PaCUSC Shared Branching

Expand your credit union’s footprint without the high cost of building and maintaining branches.  Through PaCUSC, Pennsylvania and Delaware credit unions have access to the CO-OP Shared Branch network with over 5,600 branches nationwide.

CO-OP Shared Branch network, a credit union owned network is the largest branch network in the country. Members from participating credit unions have access to the same friendly in-person service including deposits, withdrawals, loan payments, transfers and more.  In addition to expanded access for members, credit unions benefit in many other ways.

• Business Continuity and Disaster Recovery:  If your credit union faces temporary disruptions from an event such as natural disasters your members have in-person access to their accounts, especially for cash.

• Revenue Stream: Credit unions earn income from transaction.

CO-OP Shared Branch participants utilize the same operating rules and distinctive signage, delivering a consistent member experience to your members. The guiding principle of the CO-OP Shared Branch network is network neutrality and solicitation of guest members is not permitted.

Pennsylvania and Delaware credit unions can enroll in the network through the Pennsylvania Credit Union Service Centers, Inc. (PaCUSC). PaCUSC is a CUSO owned by credit unions, CrossState Credit Union Association, and CrossState Solutions, the service corporation of the CrossState Credit Union Association.

For more information on joining the CO-OP Shared Branch network visit the PaCUSC website or contact sb@pacusc.org.