cuBIZloan
cuBIZloan helps credit unions grow their business lending programs without the need to build internal infrastructure. A partnership between CrossState Solutions and Biz Lending & Insurance Center, Inc., cuBIZloan provides a flexible, collaborative model that allows credit unions to participate as a lead lender, referral partner, or participation partner based on their strategy, resources, and risk appetite.
Through access to pre‑screened opportunities, borrower support, streamlined coordination, and independent loan review services, cuBIZloan strengthens credit quality and expands lending capabilities. Credit unions can generate income, serve business members more effectively, and grow their portfolios through referral, funding, or participation opportunities.
Expand member services. Generate non‑interest income. Scale with confidence.
For many credit unions, the opportunity in member business lending is clear, but barriers such as limited expertise, staffing, and operational capacity can slow progress. cuBIZloan removes these obstacles through a collaborative network of credit unions across New Jersey and Pennsylvania, enabling access to a comprehensive suite of commercial loan products. These include commercial real estate, equipment financing, SBA and USDA programs, and working capital solutions.
Why it matters:
- Grow non‑interest income through referral and participation opportunities
- Meet more member needs with an expanded business lending portfolio
- Reduce risk and operational complexity through built‑in screening, underwriting support, servicing, and independent loan reviews
- Strengthen portfolio performance and regulatory readiness through ongoing credit assessment
- Scale at your own pace, whether referring, funding, or participating in loans
cuBIZloan serves as your dedicated business lending partner, managing pre‑screening, borrower support, lender coordination, and loan review services so you can focus on member relationships while expanding business lending capabilities.
Whether launching a new program or enhancing an existing one, cuBIZloan offers a practical, cost‑effective pathway to compete and grow in today’s business lending market.
To learn more about the cuBIZloan program, complete the “Get In Touch” form.
