Government Relations

Advocates for Credit Unions in DC, Trenton, and Harrisburg

CrossState Credit Union Association advocates for credit unions on legislative issues in Washington, DC, Trenton, NJ, and Harrisburg, PA. It is important that members of Congress and the New Jersey and Pennsylvania  state legislatures know about the credit union difference.

Our Government Relations staff monitors and tracks legislation that affects credit unions’ daily operations and maintains key contacts to match credit union activists with their state and federal lawmakers.

Legislative Advocacy

CrossState advocates for credit unions on legislative issues and represents their interests on regulatory concerns in Washington, DC, Trenton, NJ, and Harrisburg, PA.  It is important that elected and appointed officials know about the credit union difference. Our advocacy team monitors and tracks legislation and proposed regulation that affects credit unions’ daily operations and maintains close relationships with key decision makers.

CrossState engages its Government Relations Committee, Regulatory Review Committee, and State Credit Union Advisory Committee on issues that may impact credit unions. These committees serve as a soundboard on emerging issues, priorities, and policy concerns that may impact credit unions.

CrossState also engages credit unions for their input on matters that directly and indirectly impact their ability to serve members, grow, and support the community.  We encourage credit unions to join the political process to ensure credit unions continue to be a vital resource for elected officials when it comes to financial services industry matters.

Compliance Advocacy

One way CrossState helps New Jersey and Pennsylvania credit unions reduce the regulatory burden is by providing compliance support, resources, and advocacy for positive impact — before, during, and after regulations and law become final.

CrossState offers the opportunity for credit unions to have their voices heard as we help you interpret proposed laws, changed laws, and regulations.  CrossState  collects credit union feedback in turn to submit comment letters on behalf of New Jersey and Pennsylvania credit unions.  CrossState provides direct feedback to regulators such as the NCUA, CFPB, state banking agencies, and works to bring fairness to the oversight, examination, and appeals process.

CrossState’s compliance advocacy also includes promoting and fostering learning opportunities for credit union staff and volunteers, through in-person compliance education opportunities, as well as via live-streamed and recorded webinars.

View Compliance Resources

Regulatory Advocacy

CrossState provides regulatory advocacy for New Jersey and Pennsylvania credit unions before the National Credit Union Administration (NCUA), the Consumer Financial Protection Bureau (CFPB), the New Jersey State Banking Commission, the Pennsylvania Department of Banking and Securities, and other administrative agencies that adopt rules and regulations impacting credit union operations and products and services they offer.

Association staff monitors advance notices of rule-making and proposed regulations that are issued by various government agencies and develops written comments on behalf of our membership. We also monitor legal opinions issued by the relevant regulators to ensure that credit unions are receiving current guidance and information.

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Political Advocacy

CrossState PAC is a federal political action committee, or, PAC. CrossState PAC supports candidates for both U.S. Congress and U.S. Senate. It also contributes to the Credit Union National Association’s political action committee, CULAC. This partnership enables the credit union movement to maximize its voice in the electoral process and helps to ensure an environment in which credit unions can better serve their members, communities, and grow.

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Grassroots Advocacy

Political involvement throughout the credit union system is essential for the well-being and growth of credit unions.  CrossState serves as the principal advocate for credit unions in New Jersey and Pennsylvania with state and federal lawmakers and regulators to protect and enhance the operations of both state and federally chartered credit unions.

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